It features an image-based product catalog, the ability to customize (and even suggest) taxes and tips, and free next-day funding. Mobile Checkout: Merchants can apply for this service for those who prefer or already have a different bank.While there are no complaints around failed payments, users are unanimously struggling with login issues and app crashes (likely) due to software security updates. mPOS app: The Chase Mobile Checkout app on Google Play earned a score of 3.5 out of 5 with more than 4,000 reviews.This feature is not often seen in other traditional merchant account providers, and if it is, it will most likely require an additional fee. This means faster access to funds and better control of finances. Best feature: Chase offers a free same-day deposit of your sales proceeds with a Chase bank account.You can add risk management for 6 cents per transaction. Fraud protection: Square offers free dispute management, active fraud prevention, and notification of suspicious activity.The POS system is robust enough for restaurants and service industries, with categories, photos, and appointment tools. Business management tools: You can make customer lists with contact information and notes, and message customers through the app.Echecks are possible with an extra charge. Payment types: Credit cards, touchless, online, gift cards, and international cards-but not cross-border (i.e., you must be in the country where you activated your Square account).The few one-star reviews were mostly about customer service issues or closed accounts. Users especially praise its reliability and convenience. In addition to taking payments, you can manage your inventory, issue and track invoices, and analyze trends. mPOS app: 4.8 stars on Google Play, with over 180,000 reviews.If you need scheduling, appointment booking, and customer management, you can get these features at an additional price. It is also powerful enough for restaurants or brick-and-mortar stores.

Best feature: Square’s free online POS system is great for sellers that do the occasional weekend fair.

Android smart card reader app